Access to bank credit by smallholder farmers in Tanzania: a case study
A research article submitted to the Afrika Focus — Volume 31, Nr. 1, 2018 — pp. 241-256
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| Format: | Article |
| Langue: | anglais |
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Afrika Focus
2024
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| Accès en ligne: | http://creativecommons.org/licenses/by-nc/4.0 https://scholar.mzumbe.ac.tz/handle/123456789/486 |
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| _version_ | 1835205594848428032 |
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| author | Nsubili, Isaga |
| author_facet | Nsubili, Isaga |
| author_sort | Nsubili, Isaga |
| collection | DSpace |
| description | A research article submitted to the Afrika Focus — Volume 31, Nr. 1, 2018 — pp. 241-256 |
| format | Article |
| id | oai:null:123456789-486 |
| institution | Mzumbe University |
| language | English |
| publishDate | 2024 |
| publisher | Afrika Focus |
| record_format | dspace |
| spelling | oai:null:123456789-4862024-03-21T11:34:42Z Access to bank credit by smallholder farmers in Tanzania: a case study Nsubili, Isaga cross-sectional design access bank credit smallholder farmers logit regression A research article submitted to the Afrika Focus — Volume 31, Nr. 1, 2018 — pp. 241-256 Tanzania like many other developing countries is highly dependent on agriculture for income generation and job creation for its citizens. Because the sector is mainly composed of smallholder farmers, lack of finance remains the leading obstacle to development. This study seeks to determine factors that affect access to bank credit by smallholder farmers in the Mvomero District of Morogoro, Tanzania. The study used a cross-sectional design, with data being collected via the survey method. Purposeful sampling was used to obtain the respondents who fitted into the study objective. The data were analyzed using descriptive statistics and a logistic regression model. The logit regression model in particular was employed to determine factors that affect smallholder farmers’ access to bank services. The study reveals that the value of assets invested in farming activities, education and gender are significant factors affecting smallholder farmers’ access to bank credit. Policy recommendations include the establishment of a government bank that would exclusively provide financial services to agriculturalists by establishing a credit guarantee scheme, and the development of new financial products by the banks that would cater to the needs of smallholder farmers. Private 2024-03-21T11:34:38Z 2024-03-21T11:34:38Z 2018 Article APA http://creativecommons.org/licenses/by-nc/4.0 https://scholar.mzumbe.ac.tz/handle/123456789/486 en application/pdf Afrika Focus |
| spellingShingle | cross-sectional design access bank credit smallholder farmers logit regression Nsubili, Isaga Access to bank credit by smallholder farmers in Tanzania: a case study |
| title | Access to bank credit by smallholder farmers in Tanzania: a case study |
| title_full | Access to bank credit by smallholder farmers in Tanzania: a case study |
| title_fullStr | Access to bank credit by smallholder farmers in Tanzania: a case study |
| title_full_unstemmed | Access to bank credit by smallholder farmers in Tanzania: a case study |
| title_short | Access to bank credit by smallholder farmers in Tanzania: a case study |
| title_sort | access to bank credit by smallholder farmers in tanzania a case study |
| topic | cross-sectional design access bank credit smallholder farmers logit regression |
| url | http://creativecommons.org/licenses/by-nc/4.0 https://scholar.mzumbe.ac.tz/handle/123456789/486 |
| work_keys_str_mv | AT nsubiliisaga accesstobankcreditbysmallholderfarmersintanzaniaacasestudy |