Assessment of the factors influencing the adoption of mobile money services: A case of Morogoro Region

A dissertation submitted to Mzumbe University as a partial fulfillment of the requirement for the award of Master of Business Administration in Corporate Management (MBA-CM) of Mzumbe University

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Autore principale: Maganga, Magreth
Natura: Tesi
Lingua:inglese
Pubblicazione: Mzumbe University 2024
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Accesso online:https://scholar.mzumbe.ac.tz/handle/123456789/1587
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author Maganga, Magreth
author_facet Maganga, Magreth
author_sort Maganga, Magreth
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description A dissertation submitted to Mzumbe University as a partial fulfillment of the requirement for the award of Master of Business Administration in Corporate Management (MBA-CM) of Mzumbe University
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institution Mzumbe University
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publishDate 2024
publisher Mzumbe University
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spelling oai:null:123456789-15872024-10-31T09:09:53Z Assessment of the factors influencing the adoption of mobile money services: A case of Morogoro Region Maganga, Magreth Mobile money Mobile services Money services Consumer attitudes Consumer awareness A dissertation submitted to Mzumbe University as a partial fulfillment of the requirement for the award of Master of Business Administration in Corporate Management (MBA-CM) of Mzumbe University The study investigated the factors influencing the adoption of mobile money services in Morogoro, taking a case study of Morogoro Municipal and Morogoro district. The study specifically assessed consumer attitudes and awareness with regards to perceived ease of use, perceived usefulness, perceived trust, perceived cost and perceived risk of mobile money services in the adoption of mobile money services. Furthermore, the study examined the role of community-based factors such as locality and social amenities and consumer specific factors such as age, gender, occupation, education and income in the adoption of mobile money services. The study employed a quantitative research approach whereby a questionnaire was used for data collection. Data was collected from a sample size of 200 respondents. The study used non probability sampling techniques, whereby purposive and convenience sampling were used. The study employed multiple regression analysis techniques to substantiate the factors influencing the adoption of mobile money services. The results show that consumer attitudes with regards to perceived ease of use, perceived usefulness and perceived trust had significant effect on the adoption of mobile money services while perceived cost and perceived risk had no significant effect on the adoption of mobile money services. Nevertheless, locality was the only community-based factor that had a significant effect on the adoption of mobile money services. The presence of social amenities had no significant effect on the adoption of mobile money services. Furthermore, none of the consumer specific factors had a significant effect on the adoption of mobile money services. The research therefore proposes that the suppliers of mobile money services target specific vicinities and improve the ease of use and trust in relation to their services, also the service providers like Tigo, Vodacom, Airtel and Halotel should make sure there is good allocation of agents in all places and put more emphasize on promotion campaigns so as to make people aware about their services. The telecommunication companies should put more emphasize on the usage of mobile money services particularly in buying goods or services in remote areas and thus the service providers should come up with special offers. Lastly the government should make sure that the transactions charges are well managed by the responsible authorities. Private 2024-10-31T09:09:49Z 2024-10-31T09:09:49Z 2019 Thesis APA https://scholar.mzumbe.ac.tz/handle/123456789/1587 en application/pdf Mzumbe University
spellingShingle Mobile money
Mobile services
Money services
Consumer attitudes
Consumer awareness
Maganga, Magreth
Assessment of the factors influencing the adoption of mobile money services: A case of Morogoro Region
title Assessment of the factors influencing the adoption of mobile money services: A case of Morogoro Region
title_full Assessment of the factors influencing the adoption of mobile money services: A case of Morogoro Region
title_fullStr Assessment of the factors influencing the adoption of mobile money services: A case of Morogoro Region
title_full_unstemmed Assessment of the factors influencing the adoption of mobile money services: A case of Morogoro Region
title_short Assessment of the factors influencing the adoption of mobile money services: A case of Morogoro Region
title_sort assessment of the factors influencing the adoption of mobile money services a case of morogoro region
topic Mobile money
Mobile services
Money services
Consumer attitudes
Consumer awareness
url https://scholar.mzumbe.ac.tz/handle/123456789/1587
work_keys_str_mv AT magangamagreth assessmentofthefactorsinfluencingtheadoptionofmobilemoneyservicesacaseofmorogororegion