Assessment on impact of microfinance institution on growth of medium and small scale entrepreneur in Tanzania. A case of EFC”
A research dissertation submitted In fulfillment of the requirements for award of Degree of Master of Business Administration (MBA) of Mzumbe University
محفوظ في:
| المؤلف الرئيسي: | |
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| التنسيق: | أطروحة |
| اللغة: | الإنجليزية |
| منشور في: |
Mzumbe University
2024
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| الموضوعات: | |
| الوصول للمادة أونلاين: | https://scholar.mzumbe.ac.tz/handle/123456789/1290 |
| الوسوم: |
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| _version_ | 1835205595343355904 |
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| author | Bakalemwa, Gaudensia |
| author_facet | Bakalemwa, Gaudensia |
| author_sort | Bakalemwa, Gaudensia |
| collection | DSpace |
| description | A research dissertation submitted In fulfillment of the requirements for award of Degree of Master of Business Administration (MBA) of Mzumbe University |
| format | Thesis |
| id | oai:null:123456789-1290 |
| institution | Mzumbe University |
| language | English |
| publishDate | 2024 |
| publisher | Mzumbe University |
| record_format | dspace |
| spelling | oai:null:123456789-12902024-09-26T07:15:27Z Assessment on impact of microfinance institution on growth of medium and small scale entrepreneur in Tanzania. A case of EFC” Bakalemwa, Gaudensia Microfinance institutions Small and medium enterprises Entrepreneurship-Tanzania A research dissertation submitted In fulfillment of the requirements for award of Degree of Master of Business Administration (MBA) of Mzumbe University The aim of this study was to to assess the contribution of MFI services on the growth of MSEs in Tanzania. Specifically to identify the benefits of MFI on medium and small scale enterprises growth, to assess the impact of MFI loans on livelihood of Medium & Small Entrepreneurs, to assess the costs that medium and small enterprises incur when accessing the microfinance services. The researcher used both random and purposive sampling to select subject of 120 Purposive sampling was used to 5 administrative staff and random was used to30 respondents who were operations department staff and 90 customers who were MSE . The collected data through (both primary and secondary) were coded and analyzed by using a special program known as Statistical Package for Social Science (SPSS) and Microsoft Excel 2007. Most of the SMEs get business capital for their business loans from banks and MFI where by security is required for certain kinds of credits. Most of the business has turned into medium enterprises because of the extended support of these micro-finance institutions and among the appreciated services delivered by MFI, Microfinance enables the poor and excluded section of people in the society who do not have an access to formal banking to build assets There is some challenges facing SMEs in acquired loans from MFI like limited capital, Limited Capital, Poor Market strategies Innovation was a big challenge that Tanzanian SMEs faced. It is recommended that there is a need to help enhance an accelerated and sustained growth in the SME sector and also provide recommendations to help in the improvement of the services of MFIs. The MFIs may be quick to measure their success rate by considering factors like high repayment, outreach and financial sustainability, but these may not be success if their activities do not reflect in the growth of SMEs. The growth of SMEs does not only rely on access to credits but also the creation of favourable and formidable business environment. The MFIs have a great responsibility of ensuring the proper use of credit which is an important facility in business acceleration. To achieve this, credits should client-oriented and not product- oriented. Proper and extensive monitoring activities should be provided for clients who are granted loans Private 2024-09-26T07:15:24Z 2024-09-26T07:15:24Z 2014 Thesis APA https://scholar.mzumbe.ac.tz/handle/123456789/1290 en application/pdf Mzumbe University |
| spellingShingle | Microfinance institutions Small and medium enterprises Entrepreneurship-Tanzania Bakalemwa, Gaudensia Assessment on impact of microfinance institution on growth of medium and small scale entrepreneur in Tanzania. A case of EFC” |
| title | Assessment on impact of microfinance institution on growth of medium and small scale entrepreneur in Tanzania. A case of EFC” |
| title_full | Assessment on impact of microfinance institution on growth of medium and small scale entrepreneur in Tanzania. A case of EFC” |
| title_fullStr | Assessment on impact of microfinance institution on growth of medium and small scale entrepreneur in Tanzania. A case of EFC” |
| title_full_unstemmed | Assessment on impact of microfinance institution on growth of medium and small scale entrepreneur in Tanzania. A case of EFC” |
| title_short | Assessment on impact of microfinance institution on growth of medium and small scale entrepreneur in Tanzania. A case of EFC” |
| title_sort | assessment on impact of microfinance institution on growth of medium and small scale entrepreneur in tanzania a case of efc |
| topic | Microfinance institutions Small and medium enterprises Entrepreneurship-Tanzania |
| url | https://scholar.mzumbe.ac.tz/handle/123456789/1290 |
| work_keys_str_mv | AT bakalemwagaudensia assessmentonimpactofmicrofinanceinstitutionongrowthofmediumandsmallscaleentrepreneurintanzaniaacaseofefc |