The influence of credit accessibility on smallholder rice farmers’ performance in Tanzania: A case of Mbarali district
A Dissertation Submitted in Partial Fulfillment of the Requirements for the Master of Science in Accounting and Finance of Mzumbe University
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Formato: | Dissertation |
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Mzumbe University
2023
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Acesso em linha: | http://192.168.30.20:4000/handle/123456789/294 |
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author | Mbonaga, Richard Angelo |
author_facet | Mbonaga, Richard Angelo |
author_sort | Mbonaga, Richard Angelo |
collection | DSpace |
description | A Dissertation Submitted in Partial Fulfillment of the Requirements for the Master of Science in Accounting and Finance of Mzumbe University |
format | Dissertation |
id | oai:41.59.85.69:123456789-294 |
institution | Mzumbe University |
language | en_US |
publishDate | 2023 |
publisher | Mzumbe University |
record_format | dspace |
spelling | oai:41.59.85.69:123456789-2942023-08-17T03:00:32Z The influence of credit accessibility on smallholder rice farmers’ performance in Tanzania: A case of Mbarali district Mbonaga, Richard Angelo A Dissertation Submitted in Partial Fulfillment of the Requirements for the Master of Science in Accounting and Finance of Mzumbe University The problem of access to credit facilities is very critical to smallholder rice farmers specifically in rural areas. Several studies have been conducted to address the issue of poor access to credit facing smallholder rice farmers. However, no such study has been conducted in Tanzania, specifically in the Mbarali District, where there are a good number of smallholder rice farmers. Moreover, no study has attempted to assess the influence of access to credit facilities on the performance of smallholder rice farmers. This study was intended to bridge this knowledge gap. The study used a quantitative analysis approach to establish cause and effect relationship between variables. The study employed a survey research design and three years data were collected from 300 respondents in Mbarali District. The Poisson Regression Model was used to estimate the factors affecting access to formal credit facilities while factors influencing the production performance of smallholder rice farmers in Mbarali District, were estimated using OLS regression model. The findings revealed that collateral value, credit size, interest rate, transaction costs and savings are the main factors affecting access to credit facilities by smallholder rice farmers. Access to formal credit facilities, credit size and farm size are the factors influencing production performance of smallholder rice farmers. The study makes a contribution to the knowledge on factors affecting credit accessibility of smallholder rice farmers in Tanzania. Furthermore, the study offers empirical evidence that access to formal credit facilities improves the performance of the smallholder rice farmers in Tanzania. Private 2023-08-16T06:18:52Z 2023-08-16T06:18:52Z 2019 Dissertation APA http://192.168.30.20:4000/handle/123456789/294 en_US application/pdf Mzumbe University |
spellingShingle | Mbonaga, Richard Angelo The influence of credit accessibility on smallholder rice farmers’ performance in Tanzania: A case of Mbarali district |
title | The influence of credit accessibility on smallholder rice farmers’ performance in Tanzania: A case of Mbarali district |
title_full | The influence of credit accessibility on smallholder rice farmers’ performance in Tanzania: A case of Mbarali district |
title_fullStr | The influence of credit accessibility on smallholder rice farmers’ performance in Tanzania: A case of Mbarali district |
title_full_unstemmed | The influence of credit accessibility on smallholder rice farmers’ performance in Tanzania: A case of Mbarali district |
title_short | The influence of credit accessibility on smallholder rice farmers’ performance in Tanzania: A case of Mbarali district |
title_sort | influence of credit accessibility on smallholder rice farmers performance in tanzania a case of mbarali district |
url | http://192.168.30.20:4000/handle/123456789/294 |
work_keys_str_mv | AT mbonagarichardangelo theinfluenceofcreditaccessibilityonsmallholderricefarmersperformanceintanzaniaacaseofmbaralidistrict AT mbonagarichardangelo influenceofcreditaccessibilityonsmallholderricefarmersperformanceintanzaniaacaseofmbaralidistrict |