The impact of microfinance industry on poverty reduction: A case of FINCA
A dissertation submitted in partial fulfillment of the requirements for award of the Degree of Master of Science in Accounting and Finance (MSc-A&F) of Mzumbe University
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| Formato: | Thesis |
| Idioma: | inglês |
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Mzumbe University
2024
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| Acesso em linha: | https://scholar.mzumbe.ac.tz/handle/123456789/1130 |
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| _version_ | 1820347767296360448 |
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| author | Mboma, John |
| author_facet | Mboma, John |
| author_sort | Mboma, John |
| collection | DSpace |
| description | A dissertation submitted in partial fulfillment of the requirements for award of the Degree of Master of Science in Accounting and Finance (MSc-A&F) of Mzumbe University |
| format | Thesis |
| id | oai:41.59.85.69:123456789-1130 |
| institution | Mzumbe University |
| language | English |
| publishDate | 2024 |
| publisher | Mzumbe University |
| record_format | dspace |
| spelling | oai:41.59.85.69:123456789-11302024-08-30T06:39:28Z The impact of microfinance industry on poverty reduction: A case of FINCA Mboma, John Microfinance Industry Poverty Reduction Measures of Microfinance Growth Microfinance loan provision A dissertation submitted in partial fulfillment of the requirements for award of the Degree of Master of Science in Accounting and Finance (MSc-A&F) of Mzumbe University The study on the impact of microfinance industry on poverty reduction was conducted at FINCA, Dar es Salaam. The objectives of the study were; to establish indicators of living standards in Tanzania; to determine the measures of microfinance growth in Tanzania; to establish other factors influencing the living standard in Tanzania and to determine the impact of microfinance industrial average growth on the living standard in Tanzania A case study design was used whereas a sample of 63 respondnets was involved. In collecting primary data the study used questionnaire and interview. Secondary data were collected through documentary analysis. Data was analyzed by using SPSS, tables and figures were used to present data. The study found majority of the respondents (64.2%) identified level of income as a major indicator of living standard. Also, the study found the large number of the respondents (39.7%) identified that technology improvement facilitates microfinance growth. Moreover, the study found majority of the respondents (55.2%) identified that there is a need to improve service environment. The study concluded that microfinance institution play significance role in poverty reduction and improving living standard through; job creation and saving. Poor people can and do save if they are given appropriate opportunities and incentives. Savings can help them accumulate assets which could be used for business and household purposes while also earning interest on savings. Also, the study concluded that there are a number of challenges facing MFIs. These include; inadequate sources of funding for MFIs, competition, poor management skills and lack of governance corporation. The study recommended that in order to create a good management staff MFIs need to strategically deal with challenges of business e.g. defining job roles, hiring and training, monitoring employee performance, inculcating an appropriate culture to motivate staff Private 2024-08-30T06:39:24Z 2024-08-30T06:39:24Z 2014 Thesis APA https://scholar.mzumbe.ac.tz/handle/123456789/1130 en application/pdf Mzumbe University |
| spellingShingle | Microfinance Industry Poverty Reduction Measures of Microfinance Growth Microfinance loan provision Mboma, John The impact of microfinance industry on poverty reduction: A case of FINCA |
| title | The impact of microfinance industry on poverty reduction: A case of FINCA |
| title_full | The impact of microfinance industry on poverty reduction: A case of FINCA |
| title_fullStr | The impact of microfinance industry on poverty reduction: A case of FINCA |
| title_full_unstemmed | The impact of microfinance industry on poverty reduction: A case of FINCA |
| title_short | The impact of microfinance industry on poverty reduction: A case of FINCA |
| title_sort | impact of microfinance industry on poverty reduction a case of finca |
| topic | Microfinance Industry Poverty Reduction Measures of Microfinance Growth Microfinance loan provision |
| url | https://scholar.mzumbe.ac.tz/handle/123456789/1130 |
| work_keys_str_mv | AT mbomajohn theimpactofmicrofinanceindustryonpovertyreductionacaseoffinca AT mbomajohn impactofmicrofinanceindustryonpovertyreductionacaseoffinca |