The role of financial statement analysis on decision making in Tanzanian banking industry: The case of CRDB PLC., Dar es Salaam
A dissertation submitted in partial/fulfillment of the requirement for the award of the Degree of Masters of Science in Accounting and Finance (MSc A&F) of Mzumbe University
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| Formato: | Thesis |
| Idioma: | inglês |
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Mzumbe University
2024
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| Acesso em linha: | https://scholar.mzumbe.ac.tz/handle/123456789/1081 |
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| _version_ | 1820347768186601472 |
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| author | Komba, Odwina Damas |
| author_facet | Komba, Odwina Damas |
| author_sort | Komba, Odwina Damas |
| collection | DSpace |
| description | A dissertation submitted in partial/fulfillment of the requirement for the award of the Degree of Masters of Science in Accounting and Finance (MSc A&F) of Mzumbe University |
| format | Thesis |
| id | oai:41.59.85.69:123456789-1081 |
| institution | Mzumbe University |
| language | English |
| publishDate | 2024 |
| publisher | Mzumbe University |
| record_format | dspace |
| spelling | oai:41.59.85.69:123456789-10812024-09-18T11:16:12Z The role of financial statement analysis on decision making in Tanzanian banking industry: The case of CRDB PLC., Dar es Salaam Komba, Odwina Damas Financial Statement Analysis Decision Making Banking A dissertation submitted in partial/fulfillment of the requirement for the award of the Degree of Masters of Science in Accounting and Finance (MSc A&F) of Mzumbe University Financial statement analysis has been used to assess a company's likelihood of financial distress — the probability that it will not be able to repay its debts. Despite unprecedented challenges, the financial statements analysis for CRDB Bank Plc reveals the need for a continued enhancement of loss provisioning for the accounts that fail to honour their instalments as to realize maximum profit. The general objective of the study was to examine the role of financial statement analysis on decision making. Case study research design was utilized in the methodology. A sample of 30 respondents was used. Data were collected using documentary review, interview, and questionnaires and analyzed qualitatively through horizontal and content analysis techniques. The findings revealed that CRDB Bank Plc achieved a tremendous increase of cash and balance with the Bank of Tanzania with the increase by 4.8% from 28.4% respectively. In view of that it decreased its deposits and balances with other banks by 35% in 2012/11 from 28.7% of previous years. However, there was a slight change on loans and advances to customers to 26.4% from the previous 27.2%. Total assets increased by 13.3% from 17.7% of the previous accounting year. stakeholders‘ perception of the adequacy of financial analysis statements on liabilities show that deposits for customers increased by 7.5% from 19.3% of previous years, while other liabilities decreased by 12.2% from the increased amount by 49.7% in previous years. Moreover the results show that total liabilities increased by 12.2% from 18.7% of previous years. Retained earnings on the other hand increased by 32.9% from 11.3% of previous years. income statement on business revenue, expenses and the resulting profit and loss for the 2012/11 and 2011/10 on CRDB Bank Plc. The financial status shown by CRDB Bank Plc need to be maintained through the enhancement of good flow of deposits, savings and repayment arrangements to enable it serve its members while enhancing quality decisions for better service provision. Private 2024-08-21T10:45:30Z 2024-08-21T10:45:30Z 2015 Thesis APA https://scholar.mzumbe.ac.tz/handle/123456789/1081 en application/pdf Mzumbe University |
| spellingShingle | Financial Statement Analysis Decision Making Banking Komba, Odwina Damas The role of financial statement analysis on decision making in Tanzanian banking industry: The case of CRDB PLC., Dar es Salaam |
| title | The role of financial statement analysis on decision making in Tanzanian banking industry: The case of CRDB PLC., Dar es Salaam |
| title_full | The role of financial statement analysis on decision making in Tanzanian banking industry: The case of CRDB PLC., Dar es Salaam |
| title_fullStr | The role of financial statement analysis on decision making in Tanzanian banking industry: The case of CRDB PLC., Dar es Salaam |
| title_full_unstemmed | The role of financial statement analysis on decision making in Tanzanian banking industry: The case of CRDB PLC., Dar es Salaam |
| title_short | The role of financial statement analysis on decision making in Tanzanian banking industry: The case of CRDB PLC., Dar es Salaam |
| title_sort | role of financial statement analysis on decision making in tanzanian banking industry the case of crdb plc dar es salaam |
| topic | Financial Statement Analysis Decision Making Banking |
| url | https://scholar.mzumbe.ac.tz/handle/123456789/1081 |
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