Beyond Financial Capital
Government-funded, interest-free youth loan schemes are central to promoting entrepreneurship and economic inclusion in Tanzania’s informal sector, yet their broader empowerment shapes effects remain underexplored. This study examines how financial capital youth empowerment across economic, p...
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| المؤلفون الرئيسيون: | , |
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| التنسيق: | مقال |
| اللغة: | الإنجليزية |
| منشور في: |
MUST Journal of Research and Development
2026
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| الوصول للمادة أونلاين: | https://scholar.mzumbe.ac.tz/handle/123456789/2010 |
| الوسوم: |
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| _version_ | 1872791446618112000 |
|---|---|
| author | Gasper Msando, Albert Massoi, Lucy |
| author_facet | Gasper Msando, Albert Massoi, Lucy |
| author_sort | Gasper Msando, Albert |
| collection | DSpace |
| description | Government-funded, interest-free youth loan schemes are central
to promoting entrepreneurship and economic inclusion in
Tanzania’s informal sector, yet their broader empowerment
shapes
effects remain underexplored. This study examines how financial
capital
youth empowerment across economic,
psychological, social, and political dimensions. Using a
mixed-methods case study in Arusha City Council, the analysis
draws on survey data from 118 youth entrepreneurs
supplemented by focus group discussions and semi-structured
interviews. The results indicate that although access to loans
facilitated business start-ups and enhanced self-confidence, the
sustainability of these enterprises was impeded by insufficient
training, inadequate institutional follow-up, and restricted market
linkages. Some participants gained social recognition, but
entrenched gender and age hierarchies continued to restrict
decision-making power and political participation. Overall, the
findings underscore the need for integrated interventions that
combine financial support with capacity-building, institutional
accountability, and inclusive governance mechanisms. |
| format | Article |
| id | ir-:123456789-2010 |
| institution | Mzumbe University |
| language | English |
| publishDate | 2026 |
| publisher | MUST Journal of Research and Development |
| record_format | dspace |
| spelling | ir-:123456789-20102026-06-24T18:50:11Z Beyond Financial Capital Rethinking Youth Empowerment and Entrepreneurship in Tanzania’s Informal Sector Gasper Msando, Albert Massoi, Lucy Government-funded, interest-free youth loan schemes are central to promoting entrepreneurship and economic inclusion in Tanzania’s informal sector, yet their broader empowerment shapes effects remain underexplored. This study examines how financial capital youth empowerment across economic, psychological, social, and political dimensions. Using a mixed-methods case study in Arusha City Council, the analysis draws on survey data from 118 youth entrepreneurs supplemented by focus group discussions and semi-structured interviews. The results indicate that although access to loans facilitated business start-ups and enhanced self-confidence, the sustainability of these enterprises was impeded by insufficient training, inadequate institutional follow-up, and restricted market linkages. Some participants gained social recognition, but entrenched gender and age hierarchies continued to restrict decision-making power and political participation. Overall, the findings underscore the need for integrated interventions that combine financial support with capacity-building, institutional accountability, and inclusive governance mechanisms. 2026-05-21T09:39:37Z 2026-02-15 Article APA https://scholar.mzumbe.ac.tz/handle/123456789/2010 en application/pdf MUST Journal of Research and Development |
| spellingShingle | Gasper Msando, Albert Massoi, Lucy Beyond Financial Capital |
| title | Beyond Financial Capital |
| title_full | Beyond Financial Capital |
| title_fullStr | Beyond Financial Capital |
| title_full_unstemmed | Beyond Financial Capital |
| title_short | Beyond Financial Capital |
| title_sort | beyond financial capital |
| url | https://scholar.mzumbe.ac.tz/handle/123456789/2010 |
| work_keys_str_mv | AT gaspermsandoalbert beyondfinancialcapital AT massoilucy beyondfinancialcapital AT gaspermsandoalbert rethinkingyouthempowermentandentrepreneurshipintanzaniasinformalsector AT massoilucy rethinkingyouthempowermentandentrepreneurshipintanzaniasinformalsector |