The role of microfinance institutions in development of women entrepreneurs in Zanzibar,Tanzania : A case of Women Entrepreneurship Development Trust Fund (WEDTF) in Urban west region of Zanzibar
A dissertation submitted in partial fulfillment of the requirement for the award of the Degree of Master of Science Entrepreneurship of Mzumbe University
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| Formato: | Tesis |
| Lenguaje: | inglés |
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Mzumbe University
2025
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| Acceso en línea: | https://scholar.mzumbe.ac.tz/handle/123456789/1850 |
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| _version_ | 1835205593602719744 |
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| author | Kirobo, Kiroboo Kino |
| author_facet | Kirobo, Kiroboo Kino |
| author_sort | Kirobo, Kiroboo Kino |
| collection | DSpace |
| description | A dissertation submitted in partial fulfillment of the requirement for the award of the Degree of Master of Science Entrepreneurship of Mzumbe University |
| format | Thesis |
| id | oai:null:123456789-1850 |
| institution | Mzumbe University |
| language | English |
| publishDate | 2025 |
| publisher | Mzumbe University |
| record_format | dspace |
| spelling | oai:null:123456789-18502025-01-02T07:13:36Z The role of microfinance institutions in development of women entrepreneurs in Zanzibar,Tanzania : A case of Women Entrepreneurship Development Trust Fund (WEDTF) in Urban west region of Zanzibar Kirobo, Kiroboo Kino Microfinance institutions Women entrepreneurs Development of entrepreneurs Entrepreneurship A dissertation submitted in partial fulfillment of the requirement for the award of the Degree of Master of Science Entrepreneurship of Mzumbe University The study aimed to analyze the role of MFI in the development of entrepreneurs in Urban West region of Zanzibar, Tanzania. The study was guided by the following questions: What are the various forms of supplementary services attached to microcredit?; What are the factors which pushes Zanzibaris women entrepreneurs to borrow microcredit at WEDTF?; and What are the challenges facing WEDTF clients to access microcredit in the study area?. The study used a sample size of 141 respondents includes a total of 136 respondents received microcredit services from WEDTF and 5 respondents (employees) of WEDTF was selected and data were collected using 136 questionnaires and interview guides to clients of WEDTF and WEDTF staff respectively. The findings showed that there are various supplementary services attached to microcredit products includes: Access to saving facility, access to training facility, access to group formation, access to exhibitions and trade fair. The study further showed that majority of WEDTF clients were self employed into different income generating activities including: small shop, “mama lishe” and agro-processing, tailoring, poultry keeping and vegetable production. The results show that increased employment opportunities, increased sales volume, increased income, increased profit margin are the outcome of the adequate micro credit access. The study revealed factors that pushed Zanzibaris women entrepreneurs to borrow microcredit from WEDTF to include: Interest rate is reasonable compared to commercial banks, no bureaucracy in loan application and disbursement of credit, access of supplementary services to clients. Also the study found that there are challenges facing WEDTF clients to access microcredit includes: In adequate loan funds, no grace period, initial ceiling amount, no microfinance policy, lack of permanent sales outlets. The study concludes that WEDTF played a positive role to the development of entrepreneurs in Zanzibar due to its integration of financial services and non financial services. Private 2025-01-02T07:13:32Z 2025-01-02T07:13:32Z 2015 Thesis APA https://scholar.mzumbe.ac.tz/handle/123456789/1850 en application/pdf Mzumbe University |
| spellingShingle | Microfinance institutions Women entrepreneurs Development of entrepreneurs Entrepreneurship Kirobo, Kiroboo Kino The role of microfinance institutions in development of women entrepreneurs in Zanzibar,Tanzania : A case of Women Entrepreneurship Development Trust Fund (WEDTF) in Urban west region of Zanzibar |
| title | The role of microfinance institutions in development of women entrepreneurs in Zanzibar,Tanzania : A case of Women Entrepreneurship Development Trust Fund (WEDTF) in Urban west region of Zanzibar |
| title_full | The role of microfinance institutions in development of women entrepreneurs in Zanzibar,Tanzania : A case of Women Entrepreneurship Development Trust Fund (WEDTF) in Urban west region of Zanzibar |
| title_fullStr | The role of microfinance institutions in development of women entrepreneurs in Zanzibar,Tanzania : A case of Women Entrepreneurship Development Trust Fund (WEDTF) in Urban west region of Zanzibar |
| title_full_unstemmed | The role of microfinance institutions in development of women entrepreneurs in Zanzibar,Tanzania : A case of Women Entrepreneurship Development Trust Fund (WEDTF) in Urban west region of Zanzibar |
| title_short | The role of microfinance institutions in development of women entrepreneurs in Zanzibar,Tanzania : A case of Women Entrepreneurship Development Trust Fund (WEDTF) in Urban west region of Zanzibar |
| title_sort | role of microfinance institutions in development of women entrepreneurs in zanzibar tanzania a case of women entrepreneurship development trust fund wedtf in urban west region of zanzibar |
| topic | Microfinance institutions Women entrepreneurs Development of entrepreneurs Entrepreneurship |
| url | https://scholar.mzumbe.ac.tz/handle/123456789/1850 |
| work_keys_str_mv | AT kirobokirobookino theroleofmicrofinanceinstitutionsindevelopmentofwomenentrepreneursinzanzibartanzaniaacaseofwomenentrepreneurshipdevelopmenttrustfundwedtfinurbanwestregionofzanzibar AT kirobokirobookino roleofmicrofinanceinstitutionsindevelopmentofwomenentrepreneursinzanzibartanzaniaacaseofwomenentrepreneurshipdevelopmenttrustfundwedtfinurbanwestregionofzanzibar |