Lema, A. (2024). Factors influencing the adoption of mobile financial services in the unbanked population: The case of Chamwino District. Mzumbe University.
توثيق أسلوب شيكاغو (الطبعة السابعة عشر)Lema, Aulelius. Factors Influencing the Adoption of Mobile Financial Services in the Unbanked Population: The Case of Chamwino District. Mzumbe University, 2024.
توثيق جمعية اللغة المعاصرة MLA (الإصدار التاسع)Lema, Aulelius. Factors Influencing the Adoption of Mobile Financial Services in the Unbanked Population: The Case of Chamwino District. Mzumbe University, 2024.
تحذير: قد لا تكون هذه الاستشهادات دائما دقيقة بنسبة 100%.