The impact of policies and regulations on the performance of commercial banks in Tanzania, The case of CRDB and NMB banks
A dissertation submitted in partial fulfillment of the requirements of the award of Master of Business Administration in Corporate Management Degree (MBA-CM) of Mzumbe University
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| Формат: | Диссертация |
| Язык: | английский |
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Mzumbe University
2024
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| Online-ссылка: | https://scholar.mzumbe.ac.tz/handle/123456789/1442 |
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| _version_ | 1835205594512883712 |
|---|---|
| author | Mboje, Sylvester |
| author_facet | Mboje, Sylvester |
| author_sort | Mboje, Sylvester |
| collection | DSpace |
| description | A dissertation submitted in partial fulfillment of the requirements of the award of Master of Business Administration in Corporate Management Degree (MBA-CM) of Mzumbe University |
| format | Thesis |
| id | oai:null:123456789-1442 |
| institution | Mzumbe University |
| language | English |
| publishDate | 2024 |
| publisher | Mzumbe University |
| record_format | dspace |
| spelling | oai:null:123456789-14422024-10-11T06:32:32Z The impact of policies and regulations on the performance of commercial banks in Tanzania, The case of CRDB and NMB banks Mboje, Sylvester Performance of Commercial Banks-Tanzania CRDB Bank- Policies and Regulation Banks Performance Banking Industry NMB Funds transfer A dissertation submitted in partial fulfillment of the requirements of the award of Master of Business Administration in Corporate Management Degree (MBA-CM) of Mzumbe University This Dissertation studied what was perceived to be the current problem facing the banking sector today following the unsatisfactory performance for the past three years (2015-2017). Many have been said regarding the poor performance of the banking sector. Hence, this study examines the cause of the problem. The study used Questionnaires and interview methods to arrive to the conclusion. Case study research design was used where CRDB and NMB Banks were selected as our sample study.50 respondents were obtained using purposive and simple random sampling techniques. 10 key respondents were interviewed to get their perceptions on the banking sector's performance. The secondary data collected confirmed our prior suspicious of the problem under study. The findings indicated that poor performance of the banking was the result of introduction of new government policies and regulations found in the Banking and financial institutions Act,2014 and adoption of the international banking standards such as Basel I, II and III. Some of policies introduced by the fifth government of Tanzania such the tight spending, verification of civil servants, transfer of funds to BoT, squeeze of the money supply and government intervention in cash crops business were also factors for poor performance. The results have shown that the non-performing loans (NPLs) had a negative impact on the performance of the banking sector. This was the result of compliance with some regulations that shall be discussed in detail later. The results have also shown that both capital adequacy and liquidity positions of the banks were affected following the decision of the government to transfer funds to BoT and the tight spending policy. Some Banks especially NMB was affected by the decision of the government to remove the civil servants with fake certificates. The squeeze of Money supply in the economy had a great impact in the banking sector. Private 2024-10-11T06:27:54Z 2024-10-11T06:27:54Z 2019 Thesis APA https://scholar.mzumbe.ac.tz/handle/123456789/1442 en application/pdf Mzumbe University |
| spellingShingle | Performance of Commercial Banks-Tanzania CRDB Bank- Policies and Regulation Banks Performance Banking Industry NMB Funds transfer Mboje, Sylvester The impact of policies and regulations on the performance of commercial banks in Tanzania, The case of CRDB and NMB banks |
| title | The impact of policies and regulations on the performance of commercial banks in Tanzania, The case of CRDB and NMB banks |
| title_full | The impact of policies and regulations on the performance of commercial banks in Tanzania, The case of CRDB and NMB banks |
| title_fullStr | The impact of policies and regulations on the performance of commercial banks in Tanzania, The case of CRDB and NMB banks |
| title_full_unstemmed | The impact of policies and regulations on the performance of commercial banks in Tanzania, The case of CRDB and NMB banks |
| title_short | The impact of policies and regulations on the performance of commercial banks in Tanzania, The case of CRDB and NMB banks |
| title_sort | impact of policies and regulations on the performance of commercial banks in tanzania the case of crdb and nmb banks |
| topic | Performance of Commercial Banks-Tanzania CRDB Bank- Policies and Regulation Banks Performance Banking Industry NMB Funds transfer |
| url | https://scholar.mzumbe.ac.tz/handle/123456789/1442 |
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