Investigation of risk management in small and micro enterprises: A case study of Mwanakwerekwe Zanzibar
A Research Dissertation to be Submitted for Approval to Partial Fulfillment of The Requirements for the Degree of Master of Science in Accounting and Finance (MSc. A&F) of Mzumbe University
محفوظ في:
| المؤلف الرئيسي: | |
|---|---|
| التنسيق: | Dissertation |
| اللغة: | en_US |
| منشور في: |
Mzumbe University
2023
|
| الوصول للمادة أونلاين: | http://192.168.30.20:4000/handle/123456789/317 |
| الوسوم: |
إضافة وسم
لا توجد وسوم, كن أول من يضع وسما على هذه التسجيلة!
|
| _version_ | 1820347762538971136 |
|---|---|
| author | Baya, Awesu Thani |
| author_facet | Baya, Awesu Thani |
| author_sort | Baya, Awesu Thani |
| collection | DSpace |
| description | A Research Dissertation to be Submitted for Approval to Partial Fulfillment of The Requirements for the Degree of Master of Science in Accounting and Finance (MSc. A&F) of Mzumbe University |
| format | Dissertation |
| id | oai:41.59.85.69:123456789-317 |
| institution | Mzumbe University |
| language | en_US |
| publishDate | 2023 |
| publisher | Mzumbe University |
| record_format | dspace |
| spelling | oai:41.59.85.69:123456789-3172024-09-25T06:57:36Z Investigation of risk management in small and micro enterprises: A case study of Mwanakwerekwe Zanzibar Baya, Awesu Thani A Research Dissertation to be Submitted for Approval to Partial Fulfillment of The Requirements for the Degree of Master of Science in Accounting and Finance (MSc. A&F) of Mzumbe University This study was done to investigate the risk management practices used by Small and Micro enterprises at Mwanakwerekwe market. The main objective of the study was to investigate risk management practices used by Small and Micro enterprises. The study‟s specific objectives were: (i) to identify the sources of risks that traders face; (ii) to examine the negative effects of risk in small and micro enterprises ; (iii) to investigate how the small and micro enterprises mitigate risk in their daily activities. This study used descriptive research design. The sample of 65 small traders was selected as data collection method. The major methods used in data collection were questionnaires, interview, field observation and documentary reviews. Data was analyzed using Statistical package for social sciences (SPSS) version 16 and Microsoft excel programme .The collected data was summarized into frequencies and percentages, which were later presented in tables and graphs for easier interpretation and clear understanding of the study. In summary, it was found out that the main sources of risk were fire outbreak, poor government support and bad environment, low level of knowledge and poor security. It was also found out that these risks had the negative effects to the traders which included failure to return loans in time, loss of assets and ultimate bankrupt. The study suggested that, several strategies should be used to mitigate the risks in small traders such as, to ensure that risk management policies within the small and micro enterprises are implemented, monitored to be effectiveness and efficiencies for risk management programs, the Government to create conducive micro economic environment, to restrict all cooking activities in the market, education is required to educate top level, small traders and training new employees in regard to the risk management process, as well as to use the resource economics, effectively and efficiently to be sustainably developed and achieve the goals and objectives. Finally, in order to reduce negative effects in the market, business owners should use insurance policy in business to cover the costs for emergence events like fire outbreak. Private 2023-08-23T06:59:18Z 2023-08-23T06:59:18Z 2014 Dissertation http://192.168.30.20:4000/handle/123456789/317 en_US application/pdf Mzumbe University |
| spellingShingle | Baya, Awesu Thani Investigation of risk management in small and micro enterprises: A case study of Mwanakwerekwe Zanzibar |
| title | Investigation of risk management in small and micro enterprises: A case study of Mwanakwerekwe Zanzibar |
| title_full | Investigation of risk management in small and micro enterprises: A case study of Mwanakwerekwe Zanzibar |
| title_fullStr | Investigation of risk management in small and micro enterprises: A case study of Mwanakwerekwe Zanzibar |
| title_full_unstemmed | Investigation of risk management in small and micro enterprises: A case study of Mwanakwerekwe Zanzibar |
| title_short | Investigation of risk management in small and micro enterprises: A case study of Mwanakwerekwe Zanzibar |
| title_sort | investigation of risk management in small and micro enterprises a case study of mwanakwerekwe zanzibar |
| url | http://192.168.30.20:4000/handle/123456789/317 |
| work_keys_str_mv | AT bayaawesuthani investigationofriskmanagementinsmallandmicroenterprisesacasestudyofmwanakwerekwezanzibar |