The impacts of microfinance institutions on micro and small enterprises growth in Tanzania:The case of Mbeya municipality

A dissertation submitted to Mzumbe University as a partial fulfillment of the requirements for the award of the degree of Masters of Science in Entrepreneurship (MSc. ENTRE) of Mzumbe University.

محفوظ في:
التفاصيل البيبلوغرافية
المؤلف الرئيسي: Ambilikile, Omar
التنسيق: أطروحة
اللغة:الإنجليزية
منشور في: Mzumbe university 2024
الموضوعات:
الوصول للمادة أونلاين:https://scholar.mzumbe.ac.tz/handle/123456789/1691
الوسوم: إضافة وسم
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author Ambilikile, Omar
author_facet Ambilikile, Omar
author_sort Ambilikile, Omar
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description A dissertation submitted to Mzumbe University as a partial fulfillment of the requirements for the award of the degree of Masters of Science in Entrepreneurship (MSc. ENTRE) of Mzumbe University.
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institution Mzumbe University
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publishDate 2024
publisher Mzumbe university
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spelling oai:41.59.85.69:123456789-16912024-11-12T06:50:28Z The impacts of microfinance institutions on micro and small enterprises growth in Tanzania:The case of Mbeya municipality Ambilikile, Omar Microfinance institutions(MFIs)) SMEs Capital growth of SMEs Capital assets A dissertation submitted to Mzumbe University as a partial fulfillment of the requirements for the award of the degree of Masters of Science in Entrepreneurship (MSc. ENTRE) of Mzumbe University. This study attempts to examine the impacts of microfinance institutions on micro and small enterprises growth in Tanzania. Therefore, the study contends to examine the impacts of microfinance institutions on micro and small enterprises growth in Tanzania that will reflect the gap of knowledge on the influence of MFIs on MSEs growth. The study was guided by the objectives; to determine the extent to which MFIs services has an influence on MSEs capital growth, to determine whether the MFIs services have an influence on MSEs asset growth, to find out the extents to which MFIs services has an influence to MSEs employment growth among MSEs in Mbeya municipality. The study was expected to establish the practical relationship between microfinance institutions credits services and how influences MSEs growth. A case study design was adopted, simple random sampling employed for selecting 100 MSEs to be studied who are the beneficiaries of PRIDE services. Data was collected via a self admistered questionnaire whose validity and reliability were established. Quantitative and qualitative data analysis was undertaken to generate both descriptive and correlations. Presentation of data was done in tables and interpretation made based on research objectives. The results of Pearson correlation revealed that positive and significant relationship has been established between MFIs financing to capital size, assets, and employment growth. To a large extent MFIs operation in Tanzania has brought about positive changes in the business growth. The study recommends MFIs to expand their corporate social responsibilities to small scale enterprises; possibility to slow down the loan conditions and procedure of loan application. To enhance the out-reach of microfinance through creating awareness of the activities and operations to MSEs especially those in rural and semi-urban areas. Management of microfinance institutions should incorporate SME’s views or inputs into the formulation or review of their credit management policies. MSEs operators to set clear growth goal and pursue them continuously, thus making sure that the financial resources acquired from MFIs are efficiently utilized to enhanced capital, assets and employment growth. Private 2024-11-12T06:50:24Z 2024-11-12T06:50:24Z 2014 Thesis APA https://scholar.mzumbe.ac.tz/handle/123456789/1691 en application/pdf Mzumbe university
spellingShingle Microfinance institutions(MFIs))
SMEs
Capital growth of SMEs
Capital assets
Ambilikile, Omar
The impacts of microfinance institutions on micro and small enterprises growth in Tanzania:The case of Mbeya municipality
title The impacts of microfinance institutions on micro and small enterprises growth in Tanzania:The case of Mbeya municipality
title_full The impacts of microfinance institutions on micro and small enterprises growth in Tanzania:The case of Mbeya municipality
title_fullStr The impacts of microfinance institutions on micro and small enterprises growth in Tanzania:The case of Mbeya municipality
title_full_unstemmed The impacts of microfinance institutions on micro and small enterprises growth in Tanzania:The case of Mbeya municipality
title_short The impacts of microfinance institutions on micro and small enterprises growth in Tanzania:The case of Mbeya municipality
title_sort impacts of microfinance institutions on micro and small enterprises growth in tanzania the case of mbeya municipality
topic Microfinance institutions(MFIs))
SMEs
Capital growth of SMEs
Capital assets
url https://scholar.mzumbe.ac.tz/handle/123456789/1691
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