Assessment of the effectiveness of group lending mechanisms to women entrepreneurs in micro finance institutions in Tanzania: The case of pride Tanzania, Morogoro branch
Dissertation submitted in partial fulfilment of the requirements of the Master’s degree of Business Administration of Mzumbe University
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Формат: | Диссертация |
Язык: | английский |
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Mzumbe University
2024
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Online-ссылка: | https://scholar.mzumbe.ac.tz/handle/123456789/1552 |
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_version_ | 1820347764164263936 |
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author | Masimba, G.M |
author_facet | Masimba, G.M |
author_sort | Masimba, G.M |
collection | DSpace |
description | Dissertation submitted in partial fulfilment of the requirements of the Master’s degree of Business Administration of Mzumbe University |
format | Thesis |
id | oai:41.59.85.69:123456789-1552 |
institution | Mzumbe University |
language | English |
publishDate | 2024 |
publisher | Mzumbe University |
record_format | dspace |
spelling | oai:41.59.85.69:123456789-15522024-10-31T07:08:30Z Assessment of the effectiveness of group lending mechanisms to women entrepreneurs in micro finance institutions in Tanzania: The case of pride Tanzania, Morogoro branch Masimba, G.M Micro-finance Institutions Women entrepreneurs Individual business Lending mechanisms Dissertation submitted in partial fulfilment of the requirements of the Master’s degree of Business Administration of Mzumbe University The study mainly assesses the effectiveness of group lending mechanisms to women entrepreneurs in Micro-financial Institutions in Tanzania. The study interviewed 120 respondents using the questionnaires, interviews and reviews of documents. The study found that PRIDE Tanzania used ways/techniques of two categories, the promotion techniques and organizational techniques to attract clients. The promotion techniques included using colleagues; using local leaders; and mass/social media. The organizational techniques included loan size; training; and favourable policy. The study also found that PRIDE helped the borrowers to have loans at number of times to invest in their businesses. It was found that the amount of loans increased as the borrowers repaid the loans. The study also found that the lending groups of PRIDE were faced by a number of challenges. These challenges included the untrustworthy among the group members; low education among the group members; family errands; low technology; and competition. The study concludes that there are ways that are employed by PRIDE to attract clients to join the lending groups. These ways are promotional and organizational techniques. The study also concludes that the loans given by PRIDE were important in the expanding and improving the well-being of the borrowers. The loans made the investment capital grow, increase employment opportunities, and the amount of loans give to increase in amount. The study also concludes that there are a number of challenges facing the group lenders in PRIDE. These challenges include untrustworthy among the members; low education, low technology; family problems and competition. Private 2024-10-31T07:08:24Z 2024-10-31T07:08:24Z 2015 Thesis APA https://scholar.mzumbe.ac.tz/handle/123456789/1552 en application/pdf Mzumbe University |
spellingShingle | Micro-finance Institutions Women entrepreneurs Individual business Lending mechanisms Masimba, G.M Assessment of the effectiveness of group lending mechanisms to women entrepreneurs in micro finance institutions in Tanzania: The case of pride Tanzania, Morogoro branch |
title | Assessment of the effectiveness of group lending mechanisms to women entrepreneurs in micro finance institutions in Tanzania: The case of pride Tanzania, Morogoro branch |
title_full | Assessment of the effectiveness of group lending mechanisms to women entrepreneurs in micro finance institutions in Tanzania: The case of pride Tanzania, Morogoro branch |
title_fullStr | Assessment of the effectiveness of group lending mechanisms to women entrepreneurs in micro finance institutions in Tanzania: The case of pride Tanzania, Morogoro branch |
title_full_unstemmed | Assessment of the effectiveness of group lending mechanisms to women entrepreneurs in micro finance institutions in Tanzania: The case of pride Tanzania, Morogoro branch |
title_short | Assessment of the effectiveness of group lending mechanisms to women entrepreneurs in micro finance institutions in Tanzania: The case of pride Tanzania, Morogoro branch |
title_sort | assessment of the effectiveness of group lending mechanisms to women entrepreneurs in micro finance institutions in tanzania the case of pride tanzania morogoro branch |
topic | Micro-finance Institutions Women entrepreneurs Individual business Lending mechanisms |
url | https://scholar.mzumbe.ac.tz/handle/123456789/1552 |
work_keys_str_mv | AT masimbagm assessmentoftheeffectivenessofgrouplendingmechanismstowomenentrepreneursinmicrofinanceinstitutionsintanzaniathecaseofpridetanzaniamorogorobranch |