The Impact of village community banks on households food security: A survey study of Fulwe village in Morogoro Rural District.
A dissertation submitted in fulfillment of the requirements for the award of the Degree Masters of Science in Accounting and Finance of Mzumbe University
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| Formato: | Thesis |
| Idioma: | inglês |
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Mzumbe University
2024
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| Acesso em linha: | https://scholar.mzumbe.ac.tz/handle/123456789/1124 |
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| _version_ | 1820347767224008704 |
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| author | Katondo, Jeru |
| author_facet | Katondo, Jeru |
| author_sort | Katondo, Jeru |
| collection | DSpace |
| description | A dissertation submitted in fulfillment of the requirements for the award of the Degree Masters of Science in Accounting and Finance of Mzumbe University |
| format | Thesis |
| id | oai:41.59.85.69:123456789-1124 |
| institution | Mzumbe University |
| language | English |
| publishDate | 2024 |
| publisher | Mzumbe University |
| record_format | dspace |
| spelling | oai:41.59.85.69:123456789-11242024-08-30T10:14:29Z The Impact of village community banks on households food security: A survey study of Fulwe village in Morogoro Rural District. Katondo, Jeru Village Community Bank Food Security financial services-VICOBA Meambership-VICOBA Loans-induvidual savings-VICOBA A dissertation submitted in fulfillment of the requirements for the award of the Degree Masters of Science in Accounting and Finance of Mzumbe University The study sought to investigate the Impact of Village Community Bank (VICOBA) on Households Food Security. The food production is normally satisfactory at national level, but food insecurity continues to be a challenge to some section of the population in both rural and urban areas. When farmers put their money in the Village Community Bank (VICOBA), they secure their livelihoods and establish supportive system throughout each other. Specifically, the study sought to determine participation in Village Community Bank (VICOBA), major services offered by VICOBA, the likelihood of farmers uses their credit in agricultural food production, mitigating the food prices fluctuations buying extra food during harvest, and finally, to evaluate the credit use in maintaining the food storage means to enhance household food security. The study involved a survey design to Village Community Bank (VICOBA) members and non VICOBA members, which were randomly sampled from Fulwe Village in Morogoro Rural District. The sample consisted of 62 respondents who included 39 women and 23 men. Instruments for data collection included Documentary review, Questionnaires and Interviews. Quantitative and qualitative data were analysed using Statistical Package for Social Science (SPSS). The findings revealed that VICOBA members were influenced to join the group because of the following determinants: the financial services, the sense of unity that bring them together solving social problems, the interest rates which pegged lower than other financial institutions. The major financial services discovered are savings through buying community shares and deposits coming from contribution known as jamii, the provision of loans, training and yearly giving back annual profit, residual jamii and individual savings. The findings came up with the evidences that the majority of rural population adhered to set their VICOBA credit use on agricultural activities, whether directly or indirectly involved, about 81.5 % responded that “they were being involved in VICOBA activities in order for them to get resources for agricultural activities”. Finally based on findings, union is strength in view of the fact that through cooperatives the society can be transformed. The adoption of VICOBA became the best economic block to farmers as it assured the safety of their money and food security Private 2024-08-30T06:24:49Z 2024-08-30T06:24:49Z 2013 Thesis APA https://scholar.mzumbe.ac.tz/handle/123456789/1124 en application/pdf Mzumbe University |
| spellingShingle | Village Community Bank Food Security financial services-VICOBA Meambership-VICOBA Loans-induvidual savings-VICOBA Katondo, Jeru The Impact of village community banks on households food security: A survey study of Fulwe village in Morogoro Rural District. |
| title | The Impact of village community banks on households food security: A survey study of Fulwe village in Morogoro Rural District. |
| title_full | The Impact of village community banks on households food security: A survey study of Fulwe village in Morogoro Rural District. |
| title_fullStr | The Impact of village community banks on households food security: A survey study of Fulwe village in Morogoro Rural District. |
| title_full_unstemmed | The Impact of village community banks on households food security: A survey study of Fulwe village in Morogoro Rural District. |
| title_short | The Impact of village community banks on households food security: A survey study of Fulwe village in Morogoro Rural District. |
| title_sort | impact of village community banks on households food security a survey study of fulwe village in morogoro rural district |
| topic | Village Community Bank Food Security financial services-VICOBA Meambership-VICOBA Loans-induvidual savings-VICOBA |
| url | https://scholar.mzumbe.ac.tz/handle/123456789/1124 |
| work_keys_str_mv | AT katondojeru theimpactofvillagecommunitybanksonhouseholdsfoodsecurityasurveystudyoffulwevillageinmorogororuraldistrict AT katondojeru impactofvillagecommunitybanksonhouseholdsfoodsecurityasurveystudyoffulwevillageinmorogororuraldistrict |