Small women entrepreneurs in textile trade businesses in Dar es salaam,Tanzania

A dissertation submitted in partial fulfillment of the requirements for the award of degree of Masters of Business Administration in Corporate Management (MBA-CM) to Mzumbe University, Dar es Salaam Campus College

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Autore principale: Chaula, Chaula
Natura: Tesi
Lingua:inglese
Pubblicazione: Mzumbe University 2026
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Accesso online:https://scholar.mzumbe.ac.tz/handle/123456789/2160
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author Chaula, Chaula
author_facet Chaula, Chaula
author_sort Chaula, Chaula
collection DSpace
description A dissertation submitted in partial fulfillment of the requirements for the award of degree of Masters of Business Administration in Corporate Management (MBA-CM) to Mzumbe University, Dar es Salaam Campus College
format Thesis
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institution Mzumbe University
language English
publishDate 2026
publisher Mzumbe University
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spelling ir-:123456789-21602026-06-30T22:00:23Z Small women entrepreneurs in textile trade businesses in Dar es salaam,Tanzania Chaula, Chaula Women SME’s Microfinance institution SACCOs-Tanzania. Textile trade A dissertation submitted in partial fulfillment of the requirements for the award of degree of Masters of Business Administration in Corporate Management (MBA-CM) to Mzumbe University, Dar es Salaam Campus College The General Objective was to investigate the challenges facing Small Women Entrepreneurs in Textile Trade Businesses in Dar Es Salaam in accessing loans from micro-financial institutions (SACCOs) which do not demand collaterals. Specifically the study intended to examine, identify difficulties and challenges facing those Small Women Entrepreneurs in Textile Trade Businesses who are not members of SACCOS when trying to access the loans from the microfinance institutions in Dares Salaam city Tanzania. Finally the study determined the income generated by Small Women Entrepreneurs in Textile Trade Businesses in Dar es Salaam from the businesses they conducted using loans from microfinance institutions in Dares Salaam city Tanzania. Primary data was collected from a sample of 120 respondents using questionnaires and interviews, while secondary data was collected from various documents from microfinance institutions. After data analysis was done, it was found that, some of the respondents i.e., 37.5% were affected by loans processing time, and 55.83% were not members of SACCOs. Furthermore it was found out that, majority of the respondents have monthly income ranging between Tsh 200,000 and Tsh 300,000 finally it was found out that 58.33% of the respondents lacked essential business education. It was concluded that, most women are not trained and not members to microfinance institutions SACCOS hence the accessibility to loans and other business services became difficult. Also the policies governing the provision of the loans were not friendly. In view of the conclusion above it was recommended that; Microfinance institutions in Tanzania need to review their policies in order to enable women access loans and face the requirements of the market demands. Finally SACCOs should conduct training to members, develop the capacity of the management and other staff in order to face contemporary business challenges with respect to dynamics of the information and telecommunications technology and other technologies. Private 2026-06-30T10:59:58Z 2014 Thesis APA https://scholar.mzumbe.ac.tz/handle/123456789/2160 en Thesis application/pdf Mzumbe University
spellingShingle Women SME’s
Microfinance institution
SACCOs-Tanzania.
Textile trade
Chaula, Chaula
Small women entrepreneurs in textile trade businesses in Dar es salaam,Tanzania
title Small women entrepreneurs in textile trade businesses in Dar es salaam,Tanzania
title_full Small women entrepreneurs in textile trade businesses in Dar es salaam,Tanzania
title_fullStr Small women entrepreneurs in textile trade businesses in Dar es salaam,Tanzania
title_full_unstemmed Small women entrepreneurs in textile trade businesses in Dar es salaam,Tanzania
title_short Small women entrepreneurs in textile trade businesses in Dar es salaam,Tanzania
title_sort small women entrepreneurs in textile trade businesses in dar es salaam tanzania
topic Women SME’s
Microfinance institution
SACCOs-Tanzania.
Textile trade
url https://scholar.mzumbe.ac.tz/handle/123456789/2160
work_keys_str_mv AT chaulachaula smallwomenentrepreneursintextiletradebusinessesindaressalaamtanzania