Outcome evaluation of micro credit scheme saving and internal lending community intervention from people living with human immunodeficiency virus in Magu District
Thesis to be Submitted to Mzumbe University the School of Public Administration and Management of Mzumbe University in partial fulfillment of Requirements for the Award of Master of Science Degree in Health Monitoring and Evaluation.
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| Lenguaje: | inglés |
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Mzumbe University
2026
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| Acceso en línea: | https://scholar.mzumbe.ac.tz/handle/123456789/2145 |
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| _version_ | 1872791448820121600 |
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| author | Iriya, Lucy C |
| author_facet | Iriya, Lucy C |
| author_sort | Iriya, Lucy C |
| collection | DSpace |
| description | Thesis to be Submitted to Mzumbe University the School of Public Administration and Management of Mzumbe University in partial fulfillment of Requirements for the Award of Master of Science Degree in Health Monitoring and Evaluation. |
| format | Thesis |
| id | ir-:123456789-2145 |
| institution | Mzumbe University |
| language | English |
| publishDate | 2026 |
| publisher | Mzumbe University |
| record_format | dspace |
| spelling | ir-:123456789-21452026-07-15T10:57:22Z Outcome evaluation of micro credit scheme saving and internal lending community intervention from people living with human immunodeficiency virus in Magu District Iriya, Lucy C Human immunodeficiency HIV virus Medical research Tanzania National Institute for Medical Research (NIMR) PLHIV HIV/AIDS Thesis to be Submitted to Mzumbe University the School of Public Administration and Management of Mzumbe University in partial fulfillment of Requirements for the Award of Master of Science Degree in Health Monitoring and Evaluation. Background and rationale: HIV/AIDS has caused negative impacts on livelihoods including socio-economic problem, food insecurity and increased number of orphans in Sub-Saharan countries, including Tanzania. Following this, TAZAMA, the project operated under the Tanzania National Institute for Medical Research (NIMR) initiated the so called Microfinance schemes with the main objective to mitigate the negative impact of HIV/AIDS among People Living with Human Immunodeficiency Virus (PLHIV) and vulnerable populations in rural areas. Therefore the purpose of this study was to evaluate the contribution of microfinance Saving Internal Lending Community (SILC) intervention under TAZAMA project to the living standard of People Living with Human Immunodeficiency Virus (PLHIV) in Kisesa, Bujora and Bukandwe in Magu district within Mwanza city Tanzania Methods: Analytical cross-section study design was used which adapted mixed research methods; both quantitative and qualitative approaches were used. About 119 participants aged 18years old and above, PLHIV and beneficiaries of the SILC programme in Magu District suburb of Kisesa, Bujora and Bukandwe wards were enrolled for the study. Both self-administered questionnaires and interviews were used for data collection. STATA Statistical Software Package and ATLAS.ti V. 7 were used for data analysis. Inferential t-test and chi-squire test were used; also descriptive statistics such as frequency and percentage were presented in form of tables, figures and graphs. Results: The findings revealed that the majority of PLHIV had manage to save and receive credit through SILC groups, all beneficiaries of PLHIV manage to start entrepreneur activities after joining SILC groups such as horticulture, shops, transportation (bodaboda) and tailoring. Also, the findings show SILC members were able to increase meal intake and increased food stock. About success of SILC programme results shows PLHIV in improving their Living standard by owning assets and business. Statistically, there is significance difference on Ox-plough farm equipment before loan and after loan at P-value of 0.0095<0.05 which shows there is improvement in farming activities due to program intervention. Moreover, there is significance difference in type of wall materials used among the household of PLHIV before and after loan at P-value of 0.000<0.005. Conclusion: The scheme has been positively impacted to PLHIV through operational SILC groups by saving and receiving microcredit. It had improved lives of the PLHIV in the three wards in Magu district and therefore, the Government and other stakeholders should allocate resources to scale-up SILC initiatives to other areas of Magu District and beyond to cover unmet needs of PLHIV since the project did not cover the entire community of people who are living with HIV/AIDS. Private 2026-06-22T10:14:17Z 2019 Thesis CPA https://scholar.mzumbe.ac.tz/handle/123456789/2145 en application/pdf Mzumbe University |
| spellingShingle | Human immunodeficiency HIV virus Medical research Tanzania National Institute for Medical Research (NIMR) PLHIV HIV/AIDS Iriya, Lucy C Outcome evaluation of micro credit scheme saving and internal lending community intervention from people living with human immunodeficiency virus in Magu District |
| title | Outcome evaluation of micro credit scheme saving and internal lending community intervention from people living with human immunodeficiency virus in Magu District |
| title_full | Outcome evaluation of micro credit scheme saving and internal lending community intervention from people living with human immunodeficiency virus in Magu District |
| title_fullStr | Outcome evaluation of micro credit scheme saving and internal lending community intervention from people living with human immunodeficiency virus in Magu District |
| title_full_unstemmed | Outcome evaluation of micro credit scheme saving and internal lending community intervention from people living with human immunodeficiency virus in Magu District |
| title_short | Outcome evaluation of micro credit scheme saving and internal lending community intervention from people living with human immunodeficiency virus in Magu District |
| title_sort | outcome evaluation of micro credit scheme saving and internal lending community intervention from people living with human immunodeficiency virus in magu district |
| topic | Human immunodeficiency HIV virus Medical research Tanzania National Institute for Medical Research (NIMR) PLHIV HIV/AIDS |
| url | https://scholar.mzumbe.ac.tz/handle/123456789/2145 |
| work_keys_str_mv | AT iriyalucyc outcomeevaluationofmicrocreditschemesavingandinternallendingcommunityinterventionfrompeoplelivingwithhumanimmunodeficiencyvirusinmagudistrict |